Andorra Passive Residence
Andorra
Residency
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- Type
- Investment residence
- Investment fit
- Investors making a qualifying investment in Andorra
- Core requirements
- Investment amount, source of funds, and required approvals
- What to know
- Approval can depend on official judgment or program space
Summary
Andorra's residence without work, often called passive residence, is for people who want to live in Andorra without working or carrying out a professional activity there. It requires a real residence commitment, private coverage, sufficient income, housing, clean records, and a substantial investment in Andorran assets or another route allowed by current law.
As of the 2026 reforms, the general investment bar is very high. Treat this as an investment-led, policy-sensitive route, not a lightweight retirement visa.
Eligibility
You may be a fit if:
- You want residence in Andorra but do not need to work there.
- You can spend at least 90 days per calendar year in Andorra.
- You can show housing in Andorra or a qualifying path to housing.
- You can show annual income above 300% of Andorra's current annual minimum wage for the main applicant, plus 100% of that annual minimum wage for each dependent. Andorra lists pension certificates, income-tax returns, and bank certificates as examples of proof.
- You can maintain private coverage valid in Andorra for illness, incapacity, and old age for yourself and any dependents. Minors and people over 60 are generally asked for illness coverage.
- You can make the required Andorran investment or qualifying contribution under current law.
- You can provide criminal-record certificates and complete the medical review.
What This Route Allows
This route can let a financially self-supporting person reside in Andorra without working there. It is mainly for people who can make the required investment or contribution, maintain private coverage, and spend at least 90 days per calendar year in Andorra.
What This Route Is Not
This is not a work, business, or digital nomad authorization. It also is not a lightweight retirement route; the investment and documentation rules are substantial and should be checked before making financial commitments.
Current Investment Picture
The official immigration page still describes the structure of the route: housing, 90-day residence commitment, private coverage, sufficient annual income, AFA documentation, and an investment commitment. The consolidated immigration-law text and 2026 legal commentary show the current general investment threshold as €1,000,000 in Andorran assets, with special rules for real estate and financial assets. A lower housing-fund contribution route may exist, but it should be checked carefully before relying on it.
Next Steps
- Confirm the current investment route and amount before making financial commitments.
- Decide whether the investment will be real estate, company equity, Andorran debt or financial instruments, a collective investment fund, or another permitted asset.
- Prepare evidence of sufficient annual resources.
- Arrange housing and private coverage valid in Andorra.
- Collect criminal-record certificates, civil-status documents, and medical documentation.