Citizeo
Pathway

Luxembourg Investor Residence Permit

Luxembourg Residency
Pathway overview

At a glance

This residence pathway is for applicants who can make one of Luxembourg's approved business, investment-structure, or bank-deposit investments. It generally requires proof of the investment, source of funds, and standard identity and background checks.

Type
Investment residence
Investment fit
Investors making a qualifying investment in Luxembourg
Core requirements
Investment amount, source of funds, and required approvals
What to know
Meeting the listed requirements does not guarantee approval; the authority retains discretion
Minimum investment
€500,000
Investment choices
Business / company

Summary

Luxembourg has an investor residence permit for a non-EU citizen who completes one of four defined investments and first obtains project approval from the competent minister. It is not a low-value property or passive-income visa.

The thresholds are €500,000, €3 million or €20 million, depending on the investment structure, with continuing business, job, substance or holding-period conditions.

Pathway fit check

Eligibility

The applicant must use one of these tracks:

Direct or indirect investment in acquiring or renting real estate does not count. The beneficial owner of the deposited or invested assets must be the applicant or the applicant's spouse or registered partner.

The €500,000 business projects require prior approval from the Minister of the Economy; the €3 million and €20 million tracks require prior approval from the Minister of Finance. Only after that approval does the applicant seek temporary authorization to stay, normally before entry. Passport, background, source and beneficial ownership of funds, project or financial-structure evidence and the ministerial approval must be clear.

Policy watch 1 development we’re tracking
The investor residence route could close to new applicants
Proposal introduced — not currently law

The investor residence route could close to new applicants

Current official stage: Chamber of Deputies, Interior Affairs Committee; draft report scheduled for 16 September 2026

Bill 8586 would repeal this residence category. A proposed transition would let permits issued before the new law remain valid only until they expire. This is not the current rule: the investor pathway remains open while the bill is pending.

Timing: The bill was introduced on 21 July 2025 and remains in committee. No final vote, publication date or commencement date has been announced.

Current pathway rules still apply.

Last checked Luxembourg Chamber of Deputies — Bill 8586 dossierLuxembourg Chamber of Deputies — consolidated Bill 8586 fileGuichet.lu — current third-country investor residence rulesGuichet.lu — current third-country salaried-worker rules
Read the full briefing

What This Route Allows

The investor residence permit is valid for up to 3 years and is renewable while the investment conditions remain met. The card fee listed by Guichet.lu is €80. The approving minister checks compliance no later than 12 months after temporary authorization was issued and can allow up to 12 months to correct a failure before recommending withdrawal.

An investor using either €500,000 business track may separately apply for a business permit if its requirements are met. Family members use the relevant family-reunification process. After 5 years of qualifying lawful and uninterrupted residence, the investor may apply for EU long-term resident status under its separate rules.

What This Route Is Not

This is not citizenship by investment, an automatic permanent-residence purchase, a general right to work for any employer or permission to run a regulated business without its license. Buying a home, rental property, fund interest backed by real estate or other property investment does not meet the investor-route definition.

Merely showing wealth or promising a future investment is insufficient. The correct ministry must approve the defined project before the immigration application, and the conditions remain reviewable after arrival.

Next Steps

  1. Choose one statutory track and identify every continuing condition, not only the initial amount.
  2. Document beneficial ownership and the lawful, transferable source of funds.
  3. For a business track, prepare the company, activity, employment and ADEM plan; for a financial track, confirm structure, substance or deposit arrangements with Luxembourg-regulated professionals.
  4. Obtain the Minister of the Economy's or Minister of Finance's written approval.
  5. Apply for temporary authorization before travel, then complete declaration of arrival, medical and card steps.
  6. Maintain an evidence file for the 12-month compliance review and later renewals.
Compare your options

Similar investment pathways in other destinations.

Sources