Pathway

Monaco Self-Supported Residence

Monaco Residency

Updated October 8, 2026

Pathway overview

At a glance

You can apply to live in Monaco without a local job if you have suitable housing and enough money to support yourself. If you rely on savings, you need a certificate from a Monaco bank. Owning property or another asset there alone does not establish that you qualify.

Home: Suitable housing in Monaco
Funds required: Accepted proof of your funds from a Monaco bank
Universal deposit: No single minimum stated in the cited official guidance

Summary

Monaco’s self-supported residence route is for people who can establish a real home there and provide accepted evidence that they can fund their stay. A bank's acceptance of funds is separate from the immigration decision and any entry requirements. The cited official guidance gives no single bank-deposit amount that guarantees residence for every applicant.

Eligibility

The applicant must establish suitable housing and sufficient resources accepted for the application. The savings-based route uses a certificate from a Monaco bank. The applicable entry required steps and residence-card checks remain necessary.

More about this route

Several separate decisions sit behind the move. A bank must accept the banking relationship, housing must be suitable, and any required entry required steps must be completed before the Monegasque authorities decide the residence application. Success with one part does not guarantee the others.

Housing, resources, and entry required steps

Suitable home Document housing accepted for the Monaco application.
Accepted financial evidence A savings-based case needs a Monaco bank certificate.
Entry and residence checks Complete any required long-stay visa and residence-card process.

Bank acceptance and property ownership do not themselves decide residence eligibility.

What This Route Allows

The residence card permits its holder to live in Monaco under the conditions of the approval. It can support a self-funded household whose housing and financial resources meet the authorities’ requirements.

The card does not itself authorize local employment. If the household expects to depend on a job in Monaco, the work arrangements need to be considered separately from proving sufficient resources for this application.

What This Route Is Not

This is not citizenship by investment. Neither a bank deposit nor a property purchase automatically grants a residence card, and a bank’s financial requirements should not be confused with an unconditional government approval threshold.

Next Steps

The applicable entry procedure determines whether a long-stay visa through the French authorities is needed before settling in Monaco. At the same time, the applicant needs housing evidence and financial records acceptable for the residence application.

For a savings-based case, the Monaco bank certificate is one component of that file. The residence decision remains with the Monegasque authorities, which assess the complete application after the required entry required steps.