Citizeo
Guide

Retirement Visas

What is a retirement visa?

A retirement visa is a residence permit for people who can support themselves from a pension, savings, or other passive income, rather than from a local job. You qualify by proving a stable monthly income — and sometimes by meeting a minimum age — and many of these visas lead to permanent residency over time. Depending on the country they go by names like "passive income," "rentista," or "pensionado" visas.

About this guide

This guide compares retirement and passive-income visas side by side — how much income you must show, whether savings can substitute, any minimum age, and whether the stay leads to permanent residency — then links to a full breakdown of each.

Pathways compared 42
Countries covered 34

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Switzerland Self-Funded Retirement Residence Passive Income Residency High (canton-set) Yes 55 Yes Yes
Ireland Residence for Self-Funded People Passive Income Residency €50,000/yr (~€4,170/mo) No — the published guidance expects income plus a separate lump-sum reserve None Yes No
Belgium Retirement Visa Passive Income Residency
UAE Retirement Visa Retirement Residency ~USD $4,000/mo (or AED 1M) Yes (AED 1M assets) 55 Yes No
Luxembourg Self-Funded Private Residence Passive Income Residency
Austria Self-Funded Settlement Permit Passive Income Residency 2026: €2,616.78 single; €4,128.24 couple; +€403.76 per child Assets may support the proof, but the official test is regular means None Yes Yes
Spain Non-Lucrative Residence Visa Passive Income Residency 400% of current IPREM (~€2,400/month at €600 IPREM) Yes (lump sum) None Yes Yes
France Long-Stay Visitor Visa Passive Income Residency €1,477.93 net as of June 2026 Yes None Yes Not directly; qualifying lawful residence may support a later long-term-residence application
Italy Elective Residence Visa Passive Income Residency €2,583/mo No None Yes Yes
Greece Self-Funded Residence Visa Passive Income Residency €3,500 for the main applicant Own funds may be accepted if amount and lawful origin are proved None Yes Yes
Portugal Passive Income or Retirement Visa Passive Income Residency €920/mo Yes (12 mos in bank) None Yes Yes
Chile Residence for Pension or Other Income Passive Income Residency No No fixed age; the pension must qualify under the applicant's country-of-residence law No Yes
Argentina Pensioner Visa Lowest Passive Income Residency At least 5 times the current Argentine minimum wage No None Follow current Migraciones health-declaration rules Yes
Argentina Visa for Independent-Income Earners Lowest Passive Income Residency At least 5 times the current Argentine minimum wage No None Follow current Migraciones health-declaration rules Yes
Uruguay Permanent Residence Through Income Passive Income Residency No fixed published amount
Uruguay Permanent Residence for Pensioners Retirement Residency USD $1,500 No stated minimum
Bahamas Annual Residence Permit Passive Income Residency
Panama Pensioner Visa Retirement Residency PAB 1,000 monthly lifetime pension; PAB 750 with qualifying property over PAB 100,000 No None No Yes
Costa Rica Independent-Income Residence Passive Income Residency USD $2,500 None CCSS enrollment is generally required after approval and for renewal Eligible to seek permanent residence after 3 consecutive years of temporary residence
Costa Rica Pensioner Residence Passive Income Residency USD $1,000/mo pension No None Yes Yes
Thailand Non-Immigrant O-A Retirement Visa Retirement Residency THB 65,000 monthly-income option THB 800,000 deposit option 50 Yes No
Barbados Retirement Immigrant Status Passive Income Residency
Mauritius Retirement Residence Retirement Residency USD $2,000 or USD $24,000 yearly No stated savings-only alternative 50 Check current permit requirements Potential under separate permanent-residence rules
Mexico Permanent Residence for Retirees Passive Income Residency Above MXN 133,733.40 in monthly net pension income (2026 formula) Above MXN 5,378,663.50 average balance (2026 formula) None No Yes
Mexico Residence Through Income or Savings Passive Income Residency Above MXN 79,770.80 in monthly net income (2026 formula) Above MXN 1,344,372.60 average balance (2026 formula) None No Yes
Dominican Independent-Income Residence Passive Income Residency USD $2,000/mo + USD $250/dependent No None No Yes
Dominican Republic Pensioner Residence Retirement Residency USD $1,500/mo pension + USD $250/dependent No None No Yes
Ecuador Independent-Income Visa Passive Income Residency USD $1,446 in 2026 No None Yes Yes
Ecuador Pensioner Visa Passive Income Residency USD $1,446 in 2026 No None stated for the category Yes Yes
Peru Residence for Independent-Income Earners Passive Income Residency USD $1,000/mo No None No Yes
Brazil Retirement Visa Passive Income Residency USD $2,000 transferred to Brazil each month No None Yes A separate continuation or indeterminate-period request is required
Colombia Independent Income Visa Passive Income Residency 10 SMLMV (COP 17,509,050 in 2026) No Yes No
Colombia Pensioner Visa Passive Income Residency No None Yes
Fiji Residence on Assured Income Passive Income Residency No None Yes
Paraguay Residence Pathway for Pensioners Retirement Residency
South Africa Retirement Residence Retirement Residency ZAR 37,000 Qualifying net-worth-derived payment No fixed age under current rules Medical records required; insurance is not the core test Potential through a separate permanent-residence route
Indonesia Retirement Residence Retirement Residency USD $3,000 USD $50,000 bank deposit is also required 55 Check current E33E requirements No
Indonesia Second Home Residence Passive Income Residency No fixed monthly income Qualifying property or financial guarantee No fixed age stated Check current E33 requirements No
Philippines Retirement Residence Visa Retirement Residency Pensioners: USD $800 single or USD $1,000 with dependents; non-pensioners use a higher deposit Yes (deposit) 40 No No
Belize Residence for Retirees Retiree Residency USD $2,000, or USD $24,000 annually Personal savings can be an approved retirement-income source 40 Medical examination and HIV test; no general insurance threshold on the QRP page No
El Salvador Pension or Income Residence Retiree Residency No published lump-sum alternative None stated Yes
Vanuatu Self-Funded Resident Visa Passive Income Residency No None

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